My older brother and I were talking recently about how he's ready to retire. He's still a few years away but he's thinking about it with a welcome relief. Who could blame him? He worked long hours all his life after he left the Army and deserves a nice retirement. But even as he tells me about the difficulties of retiring early, of how he needs to have some banker look over his numbers, I interrupt him.
"Wanna know my retirement plan? I work till I die."
He didn't even laugh, he knew it wasn't a joke. He knows plenty of people like me. People who live paycheck to paycheck and have no retirement fund, pension, no 401K, nothing but scraping together enough money for the bills and the groceries.
And last week? Last week I filed for unemployment. The small business I was working for finally shut down. The year has been rough, and my hours had been reduced for most of it. I usually could count on take home pay of $200 per week and I know that isn't much as it is. But I was only working 16 to 20 hours. This past year I was hard pressed to work even that. And part of it is the business itself; the prices for ingredients went up, sales went down and then tariffs hit and unpredictability became normal.
So now I find myself on the unemployment line. Reality has set in. That reality is that
1. I'm 55 years old.
2. I haven't been in the job market in ten years.
3. The education I list on a resume goes back to the 80's.
4. I have only one or two job references.
5. I live in a rural area where the largest employer is a hospital.
6. The longest jobs I've held involved retail sales which I don't really want to go back to.
7. I feel like I have no marketable strengths for the kind of job I would like.
What kind of job would I like? Jeez, I feel like I'm back at my Junior year in High School where I was expected to plan out my whole life, year by fucking year, so my guidance counselor could shoot me down a path I didn't like. What they don't tell you in High School or even College for that matter is that money makes the world go round. We don't want to admit it but that's reality.
For all the "find your happy place" drivel that the internet spouts or the "pursue your passions" BS that memes encourage, the fact of the matter; the bottom line, is that you can't do shit without money. That usually means a job. That job is probably one you don't really like. How often have you heard this: Live like you were dying. Guess what? You can't do that without a paycheck.
Am I being cynical? Sure.
But where is the safety net? Where is the fall-back? Where is the support network for people who don't have one? For many folks, the philosophy has been, "pull yourself up by your bootstraps". What happens if you ain't got no boots?
Here's the dire situation of the poor in America: we work paycheck to paycheck and burn ourselves out on work that brings us no joy. It also brings us very little money, at least, as compared to the price of everything. So we have very little money saved. That means that THE JOB becomes our life because if we lose it, we're starting at ground zero for another one. That stress and anxiety leads to health issues, which we can't afford. See, you're thinking that shouldn't be an issue if we have a job that offers health insurance, right? Wrong. We, if we have the option, take the plan that takes the least amount out of our paycheck. See, we need the money now and can take our chances on the illnesses. If we do that, it means that the deductible for the health insurance is more than we can really afford. So just paying that puts us into credit card debt which just sinks us deeper and deeper into the hole. We are basically one accident away from being bankrupt and homeless.
Nowadays I think "Go Fund Me" is the poor man's healthcare. Church groups, charities, non-profit organizations, and community groups also step in and try to help out. Family and friends can step up. Care for your own, I guess.
Or maybe, just maybe, employers of large companies and corporations could pay their workers more. Maybe we could have a living wage rather than a minimum one. Maybe corporations could pay some taxes into the general fund and allow the poor to afford a pair of boots. Then, next time there's an accident, they can pull on those bootstraps.
-Wy
PS: I edited this post a million times! It started out very political and my title was "I lost my Job! Thanks, Republican Party!" but decided to just vent. The entire story is horribly long for a blog post. I've been unemployed for almost a month now and have received ONE unemployment check so far. My main source of income at the moment is Ebay.